Let’s look at communication class inquiry. The reason for inquiring the communication grade score is to receive a communication grade loan. These products will be judged by communication rating, not credit score.
So, many unemployed people are curious about what the communication rating score is because it is possible to borrow if it is within the 9th grade.
In this article, we have summarized the contents so that you can check the communication rating of the three telecommunication companies skt, kt, and lg in one minute, so please check the following. 통신등급 조회
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Communication class inquiry 좋은뉴스
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We have organized in detail how the three telecommunication companies search for telecommunication ratings, and also organized telecommunication rating loan products that can be used through telecommunication rating calculations.
First of all, to briefly tell you what a telecommunications rating is, it is a rating that can only be calculated by customers using the three telecommunications companies, skt, kt, and lg.
Financial institutions that use the calculated grade will use it as a criterion for loan approval. These products do not have many limits, but since they are evaluated only with the communication grade, many people are getting loans because even the unemployed can use them.
The point to be aware of here is that if you use a thrifty telecommunications company instead of the three telecommunications companies, the telecommunications rating cannot be calculated. Please check your carrier first and proceed.
Check skt communication level
First, let’s look at how to check the skt communication rating. The skt communication rating can be viewed using the PINK app.
In the case of kt, there is a separate homepage that can be viewed, but skt can only be checked through the Fink app.
Check skt communication level
If you have installed the PINK app, you can check the skt communication level by proceeding in the order below.
Download the PINK app
Sign up
At the bottom of the app […] ] touch the menu
go to credit tab
Select T score
Check skt communication rating
Communication level can only be viewed by skt members, so if you are not a member, you must first sign up and proceed.
👉 skt communication rating inquiry
kt communication rating confirmation
You can check the kt telecommunications rating through kt’s homepage. You can enter the homepage through the link, and you can check it by going through a simple authentication process.
kt communication rating inquiry
To check the kt communication rating, proceed as follows.
Access to kt financial benefits site
Check my communication level
Agree to Terms and Conditions
mobile phone authentication
Communication credit rating check
After checking the communication rating, you can check the loan product that suits your level.
👉 Search kt communication rating
lg communication class inquiry
There are many people who are looking for a way to check the lg communication rating, but lg does not support a service to query the communication rating separately.
So, even if you try to check the communication rating before taking out a loan, there is actually no way to directly check it. However, there are ways to check indirectly.
First, it is a method of predicting and managing the communication level. Since the biggest impact on communication quality is communication fee delinquency, you must be careful not to overdue.
And since subscription information is also reflected in the telecommunication rating, you can receive a high telecommunication rating if you manage your mobile carrier transfer history or subscription period well.
However, since this is simply relying on intuition, it is difficult to confirm whether telecommunications-grade loans are possible. So I also use the second method.
The second is to issue an insurance policy of Seoul Guarantee Insurance. Seoul Guarantee Insurance can be issued only when there are no problems with overdue or period of use, so if it is possible to issue guarantee insurance, you can think that the communication level is good.
telecom grade loan
The reason we inquire about the telecom rating is to get a loan using the telecom rating. Then, what are the products that can be loaned with telecommunication grade?
Nonghyup AllOne Emergency Loan
Loan limit: up to 3 million won
Loan interest rate: at least 2.98% per annum
Loan period: 3 years (no grace period)
Loan Qualifications: Individuals aged 19 or older, communication level 9 or below
It is an all-one emergency fund loan that can be borrowed using telecommunication grade from Nonghyup. Loan qualifications are available to individuals over the age of 19 and with a communication rating of 9 or less.
Even if you don’t know how much the 9th grade score is, you don’t have to worry too much because it usually comes out within 9th grade.
The reason why AllOne emergency fund loan is good is that it is the first financial sector, but even if the communication rating is not calculated, it is automatically screened using our medium interest rate model. In other words, even if there is no communication grade, it is possible to use it.
Even so, you have to use the communication grade to use it under better conditions. The loan limit is an emergency fund loan that can be used up to KRW 3 million, and you must have a demand account at Nonghyup Bank and subscribe to electronic finance.
Loan interest rates start at a minimum of 2.98% per annum. The interest rate is on the low side, but since the interest rate has risen a little recently, you can check the exact interest rate by checking the limit.
It is a product with low interest burden, but there is no prepayment cancellation fee, so you can further reduce the interest burden in case of early repayment.
The loan period is 3 years with no grace period. The period is more than one year, but the downside is that it cannot be used with a negative bank account. More details can be found below.
👉 To get a nonghyup all-one emergency loan? Conditions, rejection review, account required [Click]
our emergency loan
Loan limit: up to 3 million won
Loan interest rate: at least 3.80% per annum
Loan period: 1 year
Loan Qualifications: Those who can calculate the communication level, those who are within the CB 1-6- section
This is our emergency fund loan reviewed by Woori Bank. This product is also a product that can be used through communication rating calculation and can be applied for through the Wibi Bank application.
At the same time as calculating the communication rating, you can use our emergency fund loan if you are within the CB 1-6 section, which is an external credit section.
The loan limit is up to KRW 3 million. Since Woori Bank is the 1st financial sector, it can be used as a general limit for emergency fund loans in the 1st financial sector.
Loan interest rates start at 3.80% per annum. Although the interest rate is not very high, it has recently risen slightly due to interest rate fluctuations, so you can check the exact interest rate by checking the limit.
Because it is a product that uses the minus bankbook method, you can freely deposit and withdraw within the limit. The period of use is 1 year, and can be extended by 1 year at maturity, and there is no prepayment fee. See below for details.
👉 A review of a Woori Bank emergency fund loan unemployed person who received 3 million won through mobile [Click]
Finck Living Expense Loan
Loan limit: up to 5 million won
Loan interest rate: as low as 3.917%
Loan period: 1 to 5 years
Loan Qualifications: Koreans aged 19 or older, customers whose limit is calculated by CB company’s income, customers who pass Hana Bank’s loan screening
The Finnq Living Expense Loan is said to be the first financial sector product that utilizes the T-score. Depending on the T-score level, you may receive an additional loan limit.
The loan limit is up to 5 million won, which is higher than that of emergency fund loans in financial institutions.
The loan interest rate starts at the lowest annual rate of 3.917%, but due to the recent increase in the standard interest rate, it is recommended to check the limit inquiry for the exact interest rate.
The loan period can be up to 5 years and can be set from a minimum of 1 year.
This product can be used by Koreans aged 19 or older whose limit is calculated based on CB company income and those who pass Hana Bank’s loan review.
See below for details.
👉How to apply for Finck Living Expense Loan, review (Hana Bank 5 million won loan)
Wrap-up
In this way, we have looked at how to look up telecommunication ratings and loan products using telecommunication ratings. Basically, querying the telecommunications rating means that additional points will be given to those who faithfully pay telecommunications bills without overdue.
So, the most important thing to manage telecommunication class is to manage delinquency of telecommunication fee. If your telecommunications bill is overdue, it is difficult to use a loan using telecommunications grade.
👉 A place where you can get up to 10 million won in unpaid cell phone loan [Click]
Most of the people who inquire about the telecom rating are probably to check whether they can get a loan using the telecom rating.
If you have not overdue and paid your telecommunication bill properly, there is no problem in obtaining a regular loan. There is no guarantee that you will be in first class, but you can get a loan.
So far, we have learned about querying the communication class.