This time, I will introduce how to use Zero Pay and its benefits. Do you know about Zero Pay? Some of you may have heard of it at least once, but some of you may not be aware of how many benefits it provides to small business operators (affiliates) and general consumers. So today I prepared. We will guide you through how to use Zero Pay and the benefits that you can receive as much as you know.
What is Zero Pay?
ZEROPAY is a mobile simple payment service created by a public-private partnership to reduce the burden of fees for small businesses. When a consumer pays by recognizing the store QR code at the store, the money is directly transferred from the consumer’s account to the merchant’s account. 제로페이 사용법
zero pay
zero pay 좋은뉴스
Things to prepare before using Zero Pay (Zero Pay simple payment app)
The use of Zero Pay is as simple as the simple payment services we commonly know, such as ‘Kakao Pay’ and ‘Samsung Pay’. In order to utilize Zero Pay, you need an app that allows you to make simple payments as a prerequisite. Zero Pay has the advantage of not having to install a separate app.
In other words, Zero Pay can be used by linking one of the bank or payment company apps listed below with the bank app or payment company app that you are already using. The ‘banking companies’ and ‘payment companies’ that can be linked with Zero Pay are as follows.
1) Bank company
Zero Pay-Interlocking-Possible-Banking
bank company
Among the various banks above, I will explain Shinhan Bank as an example. To link Zero Pay to the Shinhan Bank Shinhan SOL app, launch the Shinhan SOL app, select SOL Pay, and link it with the following procedure.
Launch Shinhan Sol app → Select SOL Pay → Agree to the terms and conditions → Select withdrawal account → Enter account password → Set payment password → Done!
Shinhan Bank-Sol-Zero-Pay
Sol-Zero Pay
The way to link Zero Pay within the bank application is very simple. The method of linking Zero Pay with other banks is similar. If you select only the withdrawal account from which the payment amount will be withdrawn when making a zero-pay payment in the bank app, you can easily link it in about 3 seconds. If you link only once for the first time, you can pay by running the bank’s simple payment app when paying for goods at Zero Pay merchants at any time.
2) Payment company
Zero Pay-Interlocking-Possible-Payment Company
payment company
If you have an app that you use more often than the bank apps listed above, such as Naver Pay, PAYCO, or T money, you can use it in conjunction with Zero Pay. Likewise, if the payment company app is linked with Zero Pay only for the first time, you can pay by running the app whenever you pay for goods at Zero Pay merchants in the future.
How to use Zero Pay
As explained above, as a preliminary preparation for using Zero Pay, if you have already linked Zero Pay with a bank or payment company app you frequently use, using Zero Pay is very simple.
For example, taking the Shinhan Bank app Shinhan Sol app as an example, when making a payment at a Zero Pay affiliate store, the Shinhan Sol app is executed to execute [SOL Pay-Zero Pay payment]. Then, as shown in the figure below, “①QR code scan screen” and “②Barcode” or “③QR code” are created at the top. Among them, you can pay according to the store situation.
Zero Pay-Payment screen
Zero Pay-Payment
① Pay by directly scanning the QR code in your own easy payment app
This is a way to pay by taking a picture of the merchant’s QR code next to the merchant’s checkout counter using your smartphone in the My Easy Payment app.
② Pay with the barcode generated by the simple payment app
If you show the barcode created in My Easy Payment app to the seller, you can scan the barcode with the merchant scanner to pay.
③ Payment with the QR code generated by the simple payment app
If you show the QR code generated by the My Easy Payment app to the seller, you can scan the QR code with the merchant scanner to pay.
Zero Pay Benefits (Consumer Benefits)
1) No need to install a separate app
You do not need to download and install other separate apps to use Zero Pay.
You can easily make payments using the bank and payment company apps you have been using.
2) Available in nationwide affiliate stores
Payment can be made at various Zero Pay member stores nationwide.
Payment can be made at small merchant merchants, convenience stores, large marts, franchises, and even hospitals with Zero Pay stickers.
3) Discounts on various cultural and tourist facilities
10% discount at public parking lots in Seoul
30% discount on admission to Seoul Botanic Garden and 50% discount on Ttareungi
Currently, it is regrettable that discount benefits are concentrated only in the Seoul area.
4) 30% income deduction
When paying with Zero Pay, you can receive a 30% income deduction without requesting a separate cash receipt.
5) Mobile Onnuri gift certificates and local gift certificates can be used
If you purchase a mobile Onnuri gift certificate and use it wisely, you can receive many discounts. Please refer to the post at the bottom for how to get a lot of discounts up to 17% by using Onnuri gift certificates.
Where to use the Onnuri Gift Certificate (up to 17% discount)
Today, I will introduce you to <Where to use Onnuri Gift Certificate>. When Onnuri Gift Certificates first came out, they weren’t popular. The government continues to provide many benefits to help traditional markets and small businesses
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Zero Pay Benefits (Merchant Benefits)
1) Free sign-up for affiliates nationwide
If you have a business registration number, you can sign up as a member store, and the subscription fee is free.
2) Merchant payment fee 0%
In the case of businesses with less than 5 full-time workers and businesses with less than KRW 800 million in sales in the previous year, merchant payment fees are 0%.
However, there is a merchant payment fee of 0.3% for over KRW 800 million to less than 1.2 billion, 0.5% for over 1.2 billion, and 1.2% for general merchants.
Considering that the payment fee charged by credit cards to merchants is usually in the 3% range, it will be a powerful benefit that can save a lot of money for businesses.
3) Various sales growth opportunities
At the same time as signing up for Zero Pay, you will be automatically affiliated with local gift certificate merchants and mobile Onnuri gift certificates, giving you an opportunity to increase sales.
4) Franchise real-time sales management
Payment history inquiry, cancellation, refund, staff management, etc. can all be managed with one merchant app.
How to find Zero Pay merchants and purchase discounts such as Onnuri gift certificates
When you want to find a merchant to use Zero Pay or purchase an Onnuri gift certificate at a discounted price, you can easily check by running the Zero Pay simple payment app you are using. As shown in the figure below, if you launch the simple payment app, you can use the Zero Pay member store search function, and you can purchase Onnuri gift certificates at a discounted price.
Zero Pay-Voucher-Buy-and-Merchant-Find
Zero Pay-Voucher-Buy-and-Merchant-Find
Concluding this article
So far, we have looked at how to use Zero Pay and its benefits. It is true that some people complain that there is not much merit from the consumer’s point of view. However, it is true that Zero Pay is very helpful for small business merchants.
Therefore, in order for Zero Pay to take its place as a service that can satisfy both consumers and small business owners (merchants) as it was originally intended, discount benefits that are currently active only in Seoul should be increased nationwide, and income deduction benefits should be introduced first. As in the 40% implementation, it seems that efforts such as increasing a little more are needed.
Some people may think that Zero Pay does not have much merit, but if you use mobile Onnuri gift certificates efficiently and wisely, you can enjoy a lot of discounts from the consumer’s point of view. In addition, Zero Pay is a good service that can reduce the fee burden of small business owners who are experiencing a lot of difficulties recently.
Therefore, when using local small business stores in the future, I hope you try using Zero Pay with a broader mind. Above, we introduced how to use Zero Pay and its benefits.